See our HUD-certified Homebuyer Education Course at!

PRAHD is a U.S. Department of Housing and Urban Development (HUD) Certified Housing Counseling Agency.  Our housing program addresses unmet housing needs for low to moderate income individuals residing in Middlesex County.  Specific needs addressed by the program include:

  • Resolving/preventing mortgage default
  • First Time Homebuyer's counseling and education
  • Non-delinquent/post purchase
  • American Dream Down Payment Assistance Program for Middlesex County

Program efforts are designed to provide clients with competent counseling, education and resources to motivate and empower our clients to make responsible choices for long term success.  All housing counselors rendering PRAHD's Housing Program services are bilingual, trained, approved and certified by HUD.  In an effort to enhance our services and delivery, PRAHD has partnered and become an affiliate of the National Council of La Raza (NCLR), the largest national Hispanic civil rights and advocacy organization in the United States who works to build a stronger America by creating opportunities for Latinos.